A less-cash economy is a key step in the path to becoming a developed nation.

Take the pledge of minimising cash transactions in the next 30 days and of educating others around you to adopt electronic payment modes. And contribute towards the transformation of our nation!


Living Without Cash

Choose from any one of the following non-cash channels to take the Live Without Cash challenge for the next 30 days.

Internet Banking:

A convenient way to do banking from the comfort of your home or office. All you need is an internet connection, login ID & password to your internet banking account. Some of the transactions that you can do are:

    • Transfer funds
    • Online payments
    • Pay utility bills
    • Recharge prepaid mobile/DTH and a lot more.

For more information on Internet Banking, Click here

Mobile Banking:

Manage your bank account and do transactions like pay bills and transfer money through mobile banking application too. It is safe, secure & easy to use as it is password protected.

For more information on Mobile Banking, Click here

Credit Card:

A plastic card issued by a bank where you can swipe it for multiple transactions at merchants (online and offline) and pay the Bank on your due date. Credit cards now are widely accepted in India.

For detailed information on how to use & apply for a Credit Card, Click here

Debit Card:

Similar in nature to Credit Card, Debit Card too is a plastic card used at the merchants (online and offline) to make a transaction. The difference is that the card is linked to your bank in which you hold a Savings or Current Account. With every transaction, the amount instantly gets deducted from your Account.

For detailed information on debit card, Click here

Pockets (digital wallet):

A new way of making person to person small payments through a mobile based wallet app (like pockets) can ensure that you might not need to use cash again for even smaller payments like a cab ride or vegetable purchase. You can upload up to Rs.20,000/- into Pockets. You can undertake a single transaction of up to Rs.5,000/- on Pockets. If you have linked Pockets to your Savings Account, you can undertake a single transaction of up to Rs.10,000/-

For more information on how to get & use Pockets, Click here

UPI (Unified Payment Interface)

Launched by NPCI (National Payments Corporation of India, UPI enables all bank account holders to send and receive money from their smartphones and make offline & online payments to merchants without the need to enter bank account information like Account number, IFSC code or credit/debit card details or net banking userid / password

For more information on how to get & use UPI, Click here

So, start to Live Without Cash and contribute to the less-cash economy and spread the good word to ensure that people around you too start living without cash.