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A less-cash economy is a key step in the path to becoming a developed nation.

Take the pledge of minimising cash transactions in the next 30 days and of educating others around you to adopt electronic payment modes. And contribute towards the transformation of our nation!

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  • The participation to the Programme is entirely voluntary and free of any charge.
  • A Participant may participate only once during the Programme Period.
  • Each Participant is permitted to submit only one Entry during the Programme Period. If multiple entries are found, ICICI Bank at its sole discretion may reject all Entries or retain any one of the Entries and reject others on its sole discretion
  • If the information submitted by Participant under the Programme is incorrect, false or invalid, ICICI Bank may, at its sole discretion can cancel the Entry. Any Registration with inactive/ invalid / incorrect mobile number or email address or society registration number shall be rejected.
  • Any Entry including or depicting anything which is foul, indecent, threatening, discriminatory, vulgar, provocative, defamatory, sexually explicit, objectionable or inappropriate or against public policy or public morality, shall lead to disqualification of the Participant at sole discretion of ICICI Bank.
  • Selection of winner shall be at sole discretion of ICICI Bank or the appointed jury and Participant shall not make any claim against the same.
  • ICICI Bank shall chose and notify the winner(s) of the Programme by e-mail. ICICI Bank shall not be responsible for any loss arising out of non- communication from Participant’s end either due to email not reaching to the registered email ID. The winning Participants list will also be published through the Website.
  • The Participant cannot edit any entry once it has been submitted.
  • The adjudication of the winning Participants is on the basis of laid evaluative parameters showcased in the submitted entry.
  • In the event of a tie, decision of ICICI Bank shall be final and binding. In all matters relating to the Programme, the decision of ICICI Bank shall be final and binding in all respects.
  • Participant understands and agrees that, ICICI Bank or its agents/ partners/ service providers/ affiliates shall have the right to do audit of the Participant and/ or the Entry and the Participant shall provide all support as maybe required for the aforesaid notice.
  • Participant understands and agrees that the he/she shall not have any claim against the ICICI Bank, its directors, employees, associates, affiliates, etc., with respect to such use and shall not raise any objection or restriction regarding the usage of entries at any time and in any form in the future.
  • The Programme should not be used for promoting your business. If ICICI Bank or its agents become aware the same, ICICI Bank may reject the Entry of such Participant at its sole discretion.
  • ICICI Bank reserves the right to disqualify any Participant from the Programme if any fraudulent activity is identified as being carried out for the purpose of availing the awards under the Programme or otherwise by participating in the Programme.
  • ICICI Bank reserves the right to use the name and all information relating to the Participant anywhere, anytime for any purposes that the bank deems fit and in any form under this Programme, in perpetuity. The Participant has accorded rights to the same by participating in this Programme.
  • Programme is based on presentation of credible facts along with relevant support documents and chance plays no part in the determination of winning Participants.
  • The Programme period is from December 16, 2016 15:00:00 hours to January 31, 2017 23:59:00 hours.
  • The duration of the Programme may be decreased or increased and is at the sole discretion of ICICI Bank
  • Registration and Submission of entry through the Website is the sole responsibility of the Participant.
  • Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the winner Participant due to provision of the Award, shall be to the sole account of the winner Participant. Tax deducted at source, if any, on the monetary value of the Award shall be payable by the winner Participant.
  • The Programme is not available wherever prohibited and / or on merchandise / products / services for which such Programme cannot be offered for any reason whatsoever. ICICI Bank reserves the right to modify / change all or any of the terms applicable to the Programme without assigning any reasons or without any prior intimation whatsoever. ICICI Bank also reserves the right to modify / discontinue the Programme without assigning any reasons or without any prior intimation whatsoever. Changes made to the rules will be posted on this website in the Rules section
  • Participant agrees that personal data, especially name and address, may be processed, shared and otherwise used for the purposes and within the context of the Programme and any other purposes outlined in the Terms and Conditions as set out herein. The data may also be used by the Alliance Partner(s) in order to verify the Participant's identity, postal address, and telephone number or to otherwise verify the Participant's eligibility
  • The Website may provide hyperlinks and/or advertisements to third party websites. These websites are not owned or controlled by ICICI Bank. Please note that ICICI Bank shall not be held responsible/liable for personal information that third parties collect, store and use through their website. Participant should always read the privacy policy of each website visited by him/her
  • Participant/s has the right to obtain a copy of processed personal information and data held by ICICI Bank about him/her. He/She may also request ICICI Bank to update and correct any out-of-date or incorrect personal information held by it/ICICI Bank along with adequate proof of the same in terms of its authenticity. Any person authorised by ICICI Bank and Programme neither assumes nor bears any responsibility for any form or type of loss, damage, or injury incurred as a result of participating in the Programme and receiving of Awards and/or prizes. Content submitted is the responsibility of each Participant. By submitting supporting(s), each Participant assures that all entries submitted with true facts and no copyright and/or trademark or intellectual property rights or any third party rights have been violated by the participant. It shall not be the responsibility of Programme to obtain property release forms or to assure/examine protection of trademark or intellectual property rights or any third party rights.
  • By entering the Programme, all Applicants grant an irrevocable, perpetual, worldwide non-exclusive license to ICICI Bank, its agents / partners / service providers / authorised parties to reproduce, distribute, display and create derivative works of the entries (along with a name credit) in connection with the Programme and promotion of the Programme, in any media now or hereafter known, including, but not limited to: Display at a potential exhibition of winning Participants; publication in magazine or online highlighting entries or winning Participants of the Programme. Applicants consent to the Programme doing or omitting to do any act that would otherwise infringe the Participant’s "moral rights" in their entries. Display or publication of any entry on ICICI Bank, its agents / partners / service providers / authorised party’s website does not indicate the participant will be selected as a winner. Authorised Parties will not be required to pay any additional consideration or seek any additional approval in connection with such use. Additionally, by entering, each participant grants to ICICI Bank, its agents / partners / service providers / authorised parties the unrestricted right to use all statements made in connection with the Programme, and pictures or likenesses of Programme entrants, or choose not to do so, at their sole discretion. Authorised Parties will not be required to pay any additional consideration or seek any additional approval in connection with such use
  • Participant agrees and authorises ICICI Bank, its agents / partners / service providers / authorized parties to send him/ her SMS, emails, phone calls and any other communications in relation to the Programme despite being registered with ‘Do Not Call’ registry.
  • ICICI Bank employees can participate in the programme but they are not eligible for the Programme Awards
  • All disputes shall be governed by Indian Laws and are subject to the exclusive jurisdiction of the competent courts/tribunals at Mumbai.
  • All communication / queries/ notices with regard to the Programme should be addressed to e-mail id